Advised Life Insurance Premiums

Software application for review of individual risk stand-alone products, allowing comparisons of premium rates, terms and conditions. It saves significant time in obtaining and comparing rates and terms from other companies risk products. The program will allow testing of new premium rates scenarios.
Individual premium rates applying to: Term/TPD, Trauma (including stand-alone) and Income Protection products. For Term/TPD, Stand-alone Trauma: Male/Female, Smoker/Non Smoker options. For Income Protection: Full range of Waiting Period and Benefit Period options, Stepped and Level premiums, Agreed Value and Indemnity options.
Graphical comparisons show actual premium rates compared across products. Graph can also show relativities between premiums to a selected base-product. Base-product can be pre-defined by features and base premiums. Results can then be saved. Product terms and conditions in summary report format. Product Disclosure Statements available for all products (PDF format)
Format: Desktop Software Application
Frequency: Quarterly
Companies covered:
- AIA Australia
- ClearView
- Encompass Protection
- MetLife
- MLC Life Insurance
- NEOS Protection
- OnePath
- PPS Mutual
- TAL
- Zurich

Direct Life Insurance Premiums

Compare Direct Life Insurance Premiums across companies and products and select custom peer group for comparison for all product types.
Direct Life Insurance Premium Comparator is only available to participating companies who supply underlying Premium Rates, Factors and Discounts to Plan For Life so that we can fully populate the database.
Data includes Sum Insured Bands, Age Bands, Male/Female, Smoker/Non-Smoker, White Collar/Blue Collar.
Format: Spreadsheet Application
Frequency: Quarterly