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    <loc>https://www.pflresearch.com/mintel/2018/2/15/fund-product-company-and-regulatory-updates-as-at-13-february-2018</loc>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 13 February 2018</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/2/15/fund-people-as-at-13-february-2018</loc>
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    <loc>https://www.pflresearch.com/mintel/2018/2/7/roy-morgan-survey-shows-phone-sales-lead-life-insurance-sales</loc>
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    <loc>https://www.pflresearch.com/mintel/2018/2/6/aia-australia-calls-for-rehabilitation-expenses-to-be-covered-by-insurers</loc>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 6 February 2018</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/2/6/risk-people-as-at-6-february-2018</loc>
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      <image:title>MI Articles - Risk People as at 6 February 2018</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/1/30/oxfam-australias-deepening-wealth-gap</loc>
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    <loc>https://www.pflresearch.com/mintel/2018/1/30/fund-product-company-and-regulatory-update-as-at-20-january-2018</loc>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Update as at 20 January 2018</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2018/1/30/fund-people-as-at-30-january-2018</loc>
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      <image:title>MI Articles - Fund People as at 30 January 2018</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2018/1/22/new-funds-in-global-markets-3q-2017-asia-local-europe-and-cross-border</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Net gains at US$1.6tn - Global FlowWatch - November 2017 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/1/22/rise-to-us47tn-global-etf-flowwatch-november-2017-results</loc>
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      <image:title>MI Articles - Rise to US$4.7tn - Global ETF FlowWatch - November 2017 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/1/22/fund-company-product-and-regulatory-updates-as-at-16-january-2018</loc>
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      <image:title>MI Articles - Fund Company, Product and Regulatory Updates as at 16 January 2018</image:title>
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    <loc>https://www.pflresearch.com/mintel/2018/1/22/asic-grants-first-crowdfunding-licenses</loc>
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    <lastmod>2020-08-20</lastmod>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2018/1/22/fund-people-as-at-16-january-2018</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 16 January 2018</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/12/12/new-research-paper-shows-the-effects-of-socially-responsible-investing</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/12/12/how-much-super-do-we-need-to-be-comfortable</loc>
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    <loc>https://www.pflresearch.com/mintel/2017/12/12/global-flowwatch-october-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Vanguard and Blackrock lead the US - Global FlowWatch - October 2017 Results</image:title>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - ETFs soar - Global ETF FlowWatch - October 2017 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/12/12/fund-people-as-at-12-december-2017</loc>
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    <lastmod>2020-08-25</lastmod>
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      <image:title>MI Articles - Fund People as at 12 December 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/12/12/fund-product-company-and-regulatory-updates-as-at-12-december</loc>
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    <lastmod>2020-08-25</lastmod>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 12 December</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/12/5/risk-people-as-at-5-december-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 5 December 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/12/5/mlc-research-reveals-how-many-women-feel-about-their-finances</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/12/5/royal-commission-called-into-banking-and-financial-services-by-government</loc>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 5 December</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/11/29/research-shows-gender-pay-gap-in-the-australian-workforce</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/29/consumer-poll-reveals-australians-want-ethical-investment-options</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/29/monthly-highlights-october-2017-report</loc>
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    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/29/fund-product-company-and-regulatory-updates-as-at-28-november</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/29/fund-people-as-at-28-november</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/23/asic-confirms-restrictions-of-independently-owned</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/23/high-levels-of-claims-acceptance-reported</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/22/risk-product-company-and-regulatory-updates-as-at-22-november</loc>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 22 November</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/11/22/risk-people-as-at-22-november</loc>
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      <image:title>MI Articles - Risk People as at 22 November</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/11/14/nab-research-reveals-different-investor-personas</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/14/etf-assets-hit-us4442-trillion-global-etf-flowwatch-september-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - ETF assets hit US$4.442 trillion - Global ETF FlowWatch - September 2017 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/14/fund-product-company-and-regulatory-updates-as-at-14-november</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 14 November</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/14/fund-people-as-at-14-november-2017</loc>
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      <image:title>MI Articles - Fund People as at 14 November 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/8/despite-increased-demand-for-advice-client-numbers-fall</loc>
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    <lastmod>2020-08-20</lastmod>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/8/risk-people-as-at-8-november-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 8 November 2017</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/11/8/almost-halfway-cfa-exam-takers-almost-half-women</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/8/costs-for-retirees-in-australian-cities-increases</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/11/8/afterpay-revolutionising-the-old-fashioned-layby</loc>
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    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/11/8/risk-product-company-and-regulatory-updates-as-at-8-november-2017</loc>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 10 October 2017</image:title>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates 5 September 2017</image:title>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Drops seen in deposits across the board - New Funds in Global Markets - 2Q 2017 - Asia, Local Europe, and Cross-Border</image:title>
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      <image:title>MI Articles - Fund Products, Company and Regulatory Updates as at 28 August 2017</image:title>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/5/9/fund-people-and-product-updates-as-at-9-may-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-25</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
  </url>
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    <loc>https://www.pflresearch.com/mintel/2017/4/10/mixed-gender-teams-outperforming-peers</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/4/10/asia-flowwatch-february-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/4/3/investors-and-insurers-staying-away-from-slavery</loc>
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      <image:title>MI Articles - Think slavery doesn't affect your investment portfolio? Check again.</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/4/3/fpa-wants-advice-to-be-tax-deductible</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/4/3/risk-product-company-and-regulatory-updates-as-at-4-april-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 4 April 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/4/3/risk-people-as-at-4-april-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 4 April 2017</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/29/australian-super-system-fourth-largest-globally</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Australian super system fourth largest globally</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/29/long-term-mutual-funds-steady-global-flowwatch-january-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/3/29/fund-product-company-and-regulatory-updates-as-at-28-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 28 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/29/fund-people-as-at-28-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 28 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/asic-how-are-large-advisory-firms-dealing-with-poor-advisers</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - ASIC: how are large advisory firms dealing with poor advisers?</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/risk-people-as-at-21-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 21 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/risk-product-company-and-regulatory-updates-as-at-21-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 21 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/default-super-tender-process-we-will-not-be-doing-it-chilean-style</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Default super tender process: We will not be doing it Chilean-style</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/18/super-young-people-care-more-than-they-are-given-credit-for</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Super: Young people care more than they are given credit for</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/18/survey-more-women-main-income-earner-than-ever-before</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Passive leads demand again - US Monthly Fund Highlights - February 2017 Report</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/18/surge-in-global-etfs-new-record-global-etf-flowwatch-january-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Surge in global ETFs, new record - Global ETF FlowWatch - January 2017 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/18/bond-global-best-seller-europe-flowwatch-january-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Bond Global best-seller - Europe FlowWatch - January 2017 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/real-estate-equity-losing-asia-flowwatch-january-2017-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Real estate equity losing - Asia FlowWatch - January 2017 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/fund-product-company-and-regulatory-updates-as-at-16-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 16 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/18/fund-people-as-at-16-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 16 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/6/fpa-launches-site-for-public-education</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2017-03-06</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/3/6/risk-people-as-at-7-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 7 March 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/3/6/risk-product-company-and-regulatory-updates-as-at-7-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 7 March 2017</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/3/1/csiro-superannuation-research-cluster-update</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-25</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/2/28/long-term-fund-flows-33-less-than-2015-global-flowwatch-december-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/28/fund-product-company-and-regulatory-updates-as-at-1-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/28/fund-people-as-at-1-march-2017</loc>
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    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/risk-product-company-and-regulatory-updates-as-at-21-february-2017</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/risk-and-fund-people-as-at-21-february-2017</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk and Fund People as at 21 February 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/fund-product-company-and-regulatory-updates-as-at-21-february-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 21 February 2017</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/2/21/net-flows-see-record-high-despite-brexit-and-trump-global-etf-flowwatch-december-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Net flows see record high despite Brexit and Trump - Global ETF FlowWatch - December 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/mixed-and-bond-funds-up-real-estate-down-europe-flowwatch-december-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Mixed and bond funds up, real estate down - Europe FlowWatch - December 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/new-funds-in-global-markets-q4-2016-asia-local-europe-and-cross-border</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - New Funds in Global Markets - Q4 2016 - Asia, Local Europe, and Cross-Border</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/passive-strategies-continue-to-lead-demand-us-monthly-fund-highlights-january-2017-report</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Passive strategies continue to lead demand - US Monthly Fund Highlights - January 2017 Report</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/21/long-term-funds-slow-asia-flowwatch-december-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Long-term funds slow - Asia FlowWatch - December 2016 Results</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/6/why-migration-is-good-for-business</loc>
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    <loc>https://www.pflresearch.com/mintel/2017/2/6/balloon-experiment-illustrates-lack-of-understanding-of-risk</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Balloon experiment illustrates lack of understanding of risk</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/6/only-half-of-retirees-ready-commbank-survey</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Only half of workers projected to be 'ready' for retirement - CommBank report</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/6/risk-product-company-and-regulatory-updates-as-at-7-february-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Company and Regulatory Updates as at 7 February 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/2/6/risk-people-as-at-7-february-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 7 February 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/30/almost-retired-stopping-work-later-by-far</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Almost-retired stopping work later</image:title>
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    <loc>https://www.pflresearch.com/mintel/2017/1/30/taxable-bond-funds-lead-in-deposits-us-fund-monthly-highlights-december-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/30/equity-funds-lead-with-us32bn-inflows-global-flowwatch-november-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Equity funds lead with US$32bn inflows - Global FlowWatch - November 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/30/fund-people-as-at-31-january-2017</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Fund People as at 31 January 2017</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/30/fund-product-company-and-regulatory-updates-as-at-31-january-2017</loc>
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    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Fund Product, Company and Regulatory Updates as at 31 January 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/23/study-finds-consumers-still-rejecting-advice-on-insurance</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Study finds consumers still rejecting advice on insurance</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/23/fos-wants-fsc-code-to-be-consumer-friendly</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/23/risk-product-company-and-regulatory-updates-as-at-24-january-2017</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 24 January 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/23/risk-people-as-at-24-january-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 24 January 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/ever-wondered-how-much-worse-off-you-are-financially-after-your-divorce</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2017/1/16/women-at-the-top-hard-data-on-why-its-more-profitable</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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    <loc>https://www.pflresearch.com/mintel/2017/1/16/first-long-term-outflows-in-9-months-europe-flowwatch-november-2016-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - First long-term outflows in 9 months - Europe FlowWatch - November 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/bond-asia-pacific-best-sellers-asia-flowwatch-november-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Bond Asia Pacific best-sellers - Asia FlowWatch - November 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/equity-funds-suffering-global-flowwatch-october-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Equity funds suffering - Global FlowWatch - October 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/passive-funds-leading-demand-us-monthly-highlights-november-2016-report</loc>
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    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Passive funds leading demand - US Monthly Highlights - November 2016 Report</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/fund-product-company-and-regulatory-updates-as-at-17-january-2017</loc>
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    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 17 January 2017</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2017/1/16/fund-people-as-at-17-january-2017</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 17 January 2017</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/record-high-etf-assets-and-robo-advisers-global-fund-insights</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Record high ETF assets and robo-advisers - Global Fund Insights</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/etf-net-flows-slow-over-summer-global-etf-flowwatch-october-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - ETF net flows slow over summer - Global ETF FlowWatch - October 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/138-into-funds-europe-flowwatch-october-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - €13.8 into funds - Europe FlowWatch  October 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/bond-asia-pacific-leading-strategy-asia-flowwatch-october-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Bond Asia Pacific leading strategy - Asia FlowWatch - October 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/stockbrokers-association-now-accepting-advisers</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Stockbrokers Association now accepting advisers</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/risk-people-as-at-13-december-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk People as at 13 December 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/12/risk-product-company-and-regulatory-updates-as-at-13-december-2016</loc>
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    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk Product, Company, and Regulatory Updates as at 13 December 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/cba-and-wells-fargo-do-first-blockchain-transaction-for-bales-of-cotton</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/global-credit-card-numbers-are-changing-were-running-out-of-the-first-six-digits</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Global credit card numbers are changing: we're running out of the first six digits</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/fintech-innovation-facial-recognition-software-goes-official</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Fintech innovation: facial recognition software goes official</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/asic-launches-financial-advice-toolkit-for-australians</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - ASIC launches financial advice toolkit for Australians</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/europe-flowwatch-september-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Global bonds leading - Europe FlowWatch  September 2016 Results</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/net-inflows-reach-us188bn-ytd-asia-flowwatch-september-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Net inflows reach US$188bn YTD - Asia FlowWatch - September 2016 Results</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/etf-inflows-us32bn-global-etf-flowwatch-september-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1480928082362-9T6OKASQQ908PAW7ARF6/01+PFL+Global+Flow+Watch.jpg</image:loc>
      <image:title>MI Articles - ETF inflows US$32bn - Global ETF FlowWatch - September 2016 Results</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/long-term-mutual-funds-see-us105bn-inflows-global-flow-watch-september-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Long-term mutual funds see US$105bn inflows - Global Flow Watch - September 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/1377-new-funds-launched-new-funds-in-global-markets-q3-2016-asia-local-europe-and-cross-border</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - 1,377 new funds launched - New Funds in Global Markets Q3 2016 - Asia, Local Europe, and Cross-Border</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/taxable-bond-funds-going-strong-us-monthly-fund-highlights-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Taxable bond funds going strong - US Monthly Fund Highlights - October 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/fund-people-as-at-6-december-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 6 December 2016</image:title>
    </image:image>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/12/5/fund-product-company-and-regulatory-updates-as-at-6-december-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 6 December 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/fos-names-insurers-with-highest-likelihood-of-disputes</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - FOS names insurers with highest likelihood of disputes</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/aligned-advisory-firms-could-pay-millions-in-fee-for-no-service-claims</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1480323785071-OKT9AQQ8LPHTHMNADE35/image-asset.png</image:loc>
      <image:title>MI Articles - Aligned advisory firms could pay millions in fee for no service claims</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/new-underwriting-service-launched</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - New underwriting service launched</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/11/28/fpa-members-skip-fees-opt-in-every-two-years</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1480322470339-76S2RDCX6MUGOT3KN9IA/image-asset.jpeg</image:loc>
      <image:title>MI Articles - FPA members skip fees opt-in every two years</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/risk-product-company-and-regulatory-updates-as-at-29-november-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk Product Updates as at 29 November 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/risk-people-as-at-28-november-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 28 November 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/28/life-insurance-satisfaction-declining</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1480321488612-R4F9C4D8RLCVO9WKM8YY/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Life insurance satisfaction declining, but Asteron Life way out in front</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/2/risk-people-as-at-10-november-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk People as at 10 November 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/11/2/risk-product-company-and-regulatory-updates-as-at-10-november-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1478751898543-8N9F5IWC3LE9GBYRGX39/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Risk Product and Company Updates as at 10 November 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/13/how-australia-measures-up-in-the-human-capital-report-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1477360120343-1T9GAJDJ8TZSL6FZL2T2/image-asset.jpeg</image:loc>
      <image:title>MI Articles - How Australia measures up in The Human Capital Report 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/superannuation-reforms-to-be-done-by-year-end</loc>
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    <priority>0.5</priority>
    <lastmod>2016-10-24</lastmod>
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      <image:title>MI Articles - Superannuation reforms by year-end</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/acsi-time-is-running-out-gentlemen-of-the-asx-200</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - ACSI: time is running out, gentlemen of the ASX 200</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/bond-products-leading-again-global-flowwatch-august-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Bond products leading again - Global FlowWatch - August 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/passive-funds-lead-demand-monthly-us-fund-highlights-september-2016-report</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Passive funds lead demand - Monthly US Fund Highlights  September 2016 Report</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/fund-people-as-at-25-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Fund People as at 25 October 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/24/fund-product-company-and-regulatory-updates-as-at-25-october-2015</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1477270154076-DQPAF05419GX3G4V1MR9/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 25 October 2015</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/fscs-life-code-of-practice</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - FSC's Life Code of Practice</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/direct-insurance-under-the-pump-as-review-finds-higher-denial-rates</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/asics-review-of-life-insurance-claims</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - ASIC's review of life insurance claims</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/launch-of-standard-trauma-definitions</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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    <loc>https://www.pflresearch.com/mintel/2016/10/17/afa-members-vote-for-lif</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - AFA: members vote for LIF</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/risk-people-as-at-18-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Risk People as at 18 October 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/17/risk-product-company-and-regulatory-updates-as-at-18-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1476677163139-GKDCN24NQ09ZME9FJTGD/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Risk Product, Company, and Regulatory Updates as at 18 October 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/domestic-violence-contributes-to-poor-financial-wellness-and-low-super</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1476083385945-N6SEPD3LO1JXITIHFULS/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Domestic violence contributes to poor financial wellness and low super</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/having-financially-well-employees-is-better-for-business</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Financial unwellness: how it's costing you $33bn a year</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/consumer-trust-in-banks-low-and-new-options-exciting</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - Trust in banks low, new options exciting</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/net-flows-us40bn-global-etf-flowwatch-august-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1480928229311-D2DN1R39F93DMPQ2VTSP/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Net flows US$40bn - Global ETF FlowWatch August 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/us26bn-in-net-flows-asia-flowwatch-august-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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      <image:title>MI Articles - US$26bn in net flows - Asia FlowWatch August 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/33bn-in-inflows-europe-flowwatch-august-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1476075164607-YJ9TDL2P5ZJ3JX4W1AGQ/image-asset.jpeg</image:loc>
      <image:title>MI Articles - €33bn inflows - Europe FlowWatch August 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/fund-people-as-at-11-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 11 October 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/10/product-company-and-regulatory-updates-as-at-11-october-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1476069333862-X4ECZVL6GEN242RP26QG/image-asset.jpeg</image:loc>
      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 11 October 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/4/fpa-working-with-unis-to-provide-better-financial-advisory-education</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/1475549255307-4U36GY0IY6UWCOR3L3HD/image-asset.jpeg</image:loc>
      <image:title>MI Articles - FPA working with unis to provide better financial advisory education</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/4/taking-issue-with-insurance-within-super-how-its-not-working-as-well-as-it-might</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Taking issue with insurance within super - how it's not working as well as it might</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/3/risk-product-company-and-regulatory-updates-as-at-4-october-2016</loc>
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      <image:title>MI Articles - Risk Product, Company, and Regulatory Updates as at 4 October 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/10/3/risk-people-as-at-4-october-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 4 October 2016</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/27/ato-forcing-employers-to-be-superstream-compliant-from-oct-28</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/27/201617-retirees-dont-have-enough-to-retire-on</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/27/dodgy-financial-advisers-finally-being-weeded-out-by-bank-licensees</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/26/fund-people-as-at-27-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 27 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/26/fund-product-company-and-regulatory-updates-as-at-27-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 27 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/26/us87bn-net-flows-global-flowwatch-july-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - US$87bn net flows - Global FlowWatch July 2016 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/26/us-monthly-fund-highlights-august-2016</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - US Monthly Fund Highlights - August 2016</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/23/who-is-looking-to-buy-insurance-and-who-is-not</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Who is looking to buy insurance (and who is not)</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/23/the-corporate-psychopath-how-many-do-you-have-leading-your-company</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - The corporate psychopath - how many do you have leading your company?</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/23/risk-people-as-at-21-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People as at 21 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/23/risk-product-company-and-regulatory-updates-as-at-21-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk Product, Company and Regulatory Updates as at 21 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/13/mackay-area-has-most-lost-super-in-australia-493-million</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/13/got-something-to-say-about-fos-review-under-way-comments-open</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/13/multi-asset-begin-to-shift-to-absolute-return-increasing-demand-on-esg-global-fund-insights</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/12/fund-product-company-and-regulatory-updates-as-at-13-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 13 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/12/fund-people-as-at-13-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 13 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/12/bonds-ruling-on-inflows-in-asia-too-asia-flowwatch-july-2016-results</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Bonds ruling on inflows in Asia too - Asia FlowWatch - July 2016 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/12/bond-funds-see-most-new-money-europe-flowwatch-july-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Bond funds see most new money - Europe FlowWatch July 2016 Results</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/5/new-simple-trauma-cover-launched-in-uk</loc>
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    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/5/post-divorce-financial-suffering</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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    <lastmod>2020-08-20</lastmod>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/5/risk-people-product-company-and-regulatory-updates-as-at-6-september-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Risk People, Product, Company, and Regulatory Updates as at 6 September 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/2/how-investors-decide-what-to-invest-in-by-age-and-wealth</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/2/hey-big-spender</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Hey, big spender! How retirees spend money reanalysed</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/2/asic-lays-out-the-law-on-digital-advice</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
    <image:image>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/2/fund-people-as-at-30-august-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund People as at 30 August 2016</image:title>
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  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/2/fund-product-company-and-regulatory-updates-as-at-30-august-2016</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Fund Product, Company, and Regulatory Updates as at 30 August 2016</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/9/2/snapshot-of-us-monthly-fund-highlights-july-2016-report</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Snapshot of US Monthly Fund Highlights - July 2016 Report</image:title>
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    <loc>https://www.pflresearch.com/mintel/2016/9/2/global-etfs-surge-in-july-global-etf-flowwatch-july-2016-results</loc>
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    <lastmod>2020-08-20</lastmod>
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    <loc>https://www.pflresearch.com/mintel/2016/9/2/bonds-leading-the-way-global-flowwatch-june-2016-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - Bonds leading the way - Global FlowWatch - June 2016 Results</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/8/22/apras-life-insurance-stress-test-results</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-20</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/mintel/2016/8/22/how-can-we-encourage-consumers-to-shop-around-for-insurance</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - How can we encourage consumers to shop around for insurance?</image:title>
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  <url>
    <loc>https://www.pflresearch.com/mintel/2016/8/22/afa-opposes-change-to-constitution</loc>
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    <lastmod>2020-08-20</lastmod>
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      <image:title>MI Articles - AFA opposes change to constitution</image:title>
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  <url>
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    <lastmod>2022-07-19</lastmod>
  </url>
  <url>
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    <lastmod>2022-07-06</lastmod>
  </url>
  <url>
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    <changefreq>monthly</changefreq>
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  </url>
  <url>
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  </url>
  <url>
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  </url>
  <url>
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  <url>
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  <url>
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  <url>
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  </url>
  <url>
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  </url>
  <url>
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    <changefreq>monthly</changefreq>
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    <lastmod>2022-04-14</lastmod>
  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-13</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/4/13/324bn-growth-in-retail-managed-funds-during-december-2021-quarter</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-13</lastmod>
  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-17</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/7/19/responsible-investments-riaa-certified-fum-flows-and-performance-sep-2021</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-19</lastmod>
  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-16</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/2/14/responsible-investment-funds-outperforming-the-wider-market-with-37-2-annual-growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/555d2cb3e4b03820b3f7e907/886bf22d-fdec-49bf-b31b-333e43552762/ri-flows-fum-0921.png</image:loc>
      <image:title>Media Releases - Responsible Investment Funds outperforming the wider market with 37.2% Annual Growth Sep 2021 - Make it stand out</image:title>
      <image:caption>Source: PFL Research (ISS MI)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/2/1/new-zealand-retail-managed-funds-grow-by-nz45bn-during-september-quarter-2021</loc>
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    <lastmod>2022-02-01</lastmod>
  </url>
  <url>
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    <lastmod>2022-02-01</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/1/6/platforms-rise-1592bn-in-funds-under-management-over-the-year-to-september-2021</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2022-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.pflresearch.com/news/2022/1/5/27bn-increase-in-wholesale-funds-during-september-2021-quarter</loc>
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    <priority>0.5</priority>
    <lastmod>2022-01-05</lastmod>
  </url>
  <url>
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    <lastmod>2022-01-05</lastmod>
  </url>
  <url>
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    <lastmod>2021-12-13</lastmod>
  </url>
  <url>
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  </url>
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    <lastmod>2021-11-04</lastmod>
  </url>
  <url>
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